What does it consist of?

Notarial policies encompass those notarial and commercial documents that form contracts inherent to the usual economic activity of commercial entities, mostly of a financial nature. However, contracts relating to real estate are excluded from this category.

There are different categories of policies, including loan policies, credit policies, leasing policies, factoring policies, discount policies, pawn policies, among others.

Finally, remember that commercial policies can be requested via videoconference.

Documentation required

• Corresponding identification documentation of the signatories (DNI, passport, residence card or NIE).

• In the event that a company participates, authenticated copies of the public deed certifying its incorporation, as well as the deed evidencing the representative powers of the person attending the notary, together with the beneficial ownership certificate, will be required.

• In certain situations, it may be mandatory to have the agreement of the Shareholders' Meeting authorizing the operation.

In what situations can this service be used?

In various circumstances, both individuals and companies require financial resources to fulfill their aspirations or projects.

These funds can be obtained by formalizing a loan or credit agreement with a banking institution.

When entering into this type of agreement, it is essential to have a detailed understanding of the terms and conditions to prevent possible future surprises.